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I often meet people who are unhappy with their investments and retirement accounts.

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You come and go every year, but you’re never far away from our stat-loving, Q&A-obsessed hearts.

Riddle us this: What can be found in the workplace, in homes, in schools and in church organizations?

Recently, my wife and I returned from a vacation to Maui. Each day we sat on the beach, listened to our iPods and watched the waves roll in over and over again.

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If you watched television or listened to the radio six months ago, it felt like the world might be coming to an end. Talk of a “return to the Great Depression” dominated the media. Politicians did their best to scare everyone to death. Fear ran rampant thanks to media hype and political meddling, and stocks [...]

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